Payment Options for Everyone

Woodstock Furniture & Mattress Outlet makes it easy for you to purchase your furniture and/or mattress. Aside from accepting cash, check, or credit card payments, we collaborate with companies to help you finance or lease your new home furnishings.

Wells Fargo

The Woodstock Furniture credit card* is an easy and convenient way to pay for your purchases over time. As a Woodstock Furniture cardholder, you can enjoy exclusive special benefits throughout the year. Here are some things to help you decide if applying with Wells Fargo Bank, N.A. is the right option for you.

  • Applying with Wells Fargo Bank, N.A. will require a credit check.
  • You may begin your application online (See cashier or message us when done applying whether approved or declined)
  • Do not fill out or use someone else’s information unless they are with you!

*The Woodstock Furniture credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.

For payments and general inquiries: 1-800-459-8451

Apply at Wells Fargo  

Kornerstone Credit - ( lease to own )

Kornerstone Credit offers no credit check options and finance approval. Although you do not need to check your credit in order to get financial approval, any financing Kornerstone Credit approves will report to credit bureaus.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is a $30 initial processing fee.
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Kornerstone Credit once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Customers can lease with more Leasing companies at the same time; however, the retailer cannot use two companies to lease/finance one order.
  • All items must be delivered or picked up at one time.
  • No rugs or accessories!
  • No changes can be made to the contracts once delivered or picked up! If you don’t use the full amount approved the difference will be voided.
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 833-222-2112


Begin an application now at the location nearest you:


Acima Credit

No credit check required and a 90-day payoff option is available with Acima Credit! Although you do not need to check your credit in order to get financial approval with Acima Credit, any financing approvals will report to credit bureaus. Here are some things to help you decide if applying with Acima Credit is the right option for you.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is an initial processing fee.
  • $300 minimum purchase
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Acima once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Customers can lease with more Leasing companies at the same time; however, the retailer cannot use two companies to lease/finance one order.
  • All items must be delivered or picked up at one time.
  • No rugs or accessories!
  • No changes can be made to the contracts once delivered or picked up!
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 801-297-1982

Start your application online now!