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Payment Options for Everyone

Woodstock Furniture & Mattress Outlet makes it easy for you to purchase your furniture and/or mattress. Aside from accepting cash, check, PayPal or credit card payments, we collaborate with companies to help you finance or lease your new home furnishings.

Wells Fargo

The Woodstock Furniture credit card* is an easy and convenient way to pay for your purchases over time. As a Woodstock Furniture cardholder, you can enjoy exclusive special benefits throughout the year. Here are some things to help you decide if applying with Wells Fargo Bank, N.A. is the right option for you.

  • Applying with Wells Fargo Bank, N.A. will require a credit check.
  • Special financing for 6 months with approved credit on purchases of $599 and under.
  • Extended financing promotions can't be combined with any other discounts.
  • Clearance and closeout items can only be financed for 6 months.
  • You may begin your application online, but must complete application and any purchases by signing a hard copy IN-STORE. (See cashier when done applying whether approved or declined)
  • Do not fill out or use someone else’s information unless they are with you!

*The Woodstock Furniture credit card is issued with approved credit by Wells Fargo Bank, N.A. Ask for details.
For payments and general inquiries: 1-800-459-8451

Apply at Wells Fargo

Synchrony

Synchrony is another financing option to get the furniture you want today. Here are some things to help you decide if applying with Synchrony is the right option for you.

  • Applying with Synchrony will require a credit check.
  • 6 months interest free on purchases $599 and under.
  • Extended financing promotions can’t be combined with any other discounts.
  • Clearance and closeout items can only be financed for 6 months interest free.
  • You may begin your application online, but must complete application and any purchases by signing a hard copy IN-STORE. (See cashier when done applying whether approved or declined)
  • Do not fill out or use someone else’s information unless they are with you!
  • 6 or 12 month terms have a 3.5% monthly minimum payment. Any other promotions are equal payments.

For payments and general inquiries: 877-317-5544

Apply at Synchrony 

Acima Credit

No credit check required and a 90-day payoff option is available with Acima Credit! Although you do not need to check your credit in order to get financial approval with Acima Credit, any financing approvals will report to credit bureaus. Here are some things to help you decide if applying with Acima Credit is the right option for you.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is a $40 initial processing fee.
  • $300 minimum purchase
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Acima once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Customers can lease with more Leasing companies at the same time; however, the retailer cannot use two companies to lease/finance one order.
  • All items must be delivered or picked up at one time.
  • Accessories, pillows, rugs, and protectors may go on the contract as long as its 50/50! (Meaning half is furniture)
  • Any items with a 5-day return policy such as rugs and accessories CANNOT BE RETURNED!
  • No changes can be made to the contracts once delivered or picked up!
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 801-297-1982

Start your application online now!

Kornerstone Credit - ( lease to own )

Kornerstone Credit offers no credit check options and finance approval. Although you do not need to check your credit in order to get financial approval, any financing Kornerstone Credit approves will report to credit bureaus.

  • No credit needed for approvals, but it does report payments to credit bureaus each month.
  • Must have routing/checking account # and be opened for at least 90 days.
  • Payments will be auto drafted out of the account day after payday.
  • Monthly income of $1,000 or more.
  • At job for at least 90 days.
  • There is a $30 initial processing fee.
  • All contracts are automatically set up for 12 months with financing fees included. They do have a secondary option for 90 days.
  • If you are choosing the 90-day option ~ you, the customer will have to call Kornerstone Credit once you have picked-up your furniture or received delivery to switch over to the 90-day option. A $10 early buyout fee will then be added to the contract.
  • Customers can lease with more Leasing companies at the same time; however, the retailer cannot use two companies to lease/finance one order.
  • All items must be delivered or picked up at one time.
  • Accessories, pillows, rugs, and protectors may go on the contract as long as its 50/50! (Meaning half is furniture)
  • Any items with a 5-day return policy such as rugs and accessories CANNOT BE RETURNED!
  • No changes can be made to the contracts once delivered or picked up! If you don’t use the full amount approved the difference will be voided.
  • You can exchange or return furniture for store credit only within 5 days! If the amount of an exchange is higher you will have to pay the difference out of pocket (if less then it must stay a store credit!).

For payments and general inquiries: 833-222-2112

Begin an application now at the location nearest you:


Progressive Leasing - ( lease to own )

Progressive Leasing offers a no-credit-needed option

  • Must be 18 years or older
  • Must have valid Social Security Number or ITIN
  • Have routing and account numbers for an open and valid checking account
  • Have a Credit or debit card

*The advertised service is a rental- or lease-purchase agreement (or in certain states, a rent-to-own agreement; a consumer rental-purchase agreement; a lease agreement with an option to purchase; or a consumer-lease agreement) provided by Progressive Leasing, LLC or its affiliates. It is not a loan, credit or financing. While no credit history is required, Progressive obtains information from consumer reporting agencies in connection with lease application. The initial payment is $49.* All remaining lease payments will be determined by the cash price of the leased item and the frequency of payments. You will not own the leased merchandise or acquire ownership rights unless you make 12 months of payments or exercise an early purchase option. 90-day purchase option includes a markup over invoice price (except for 3-month purchase option in CA). After 90 days, early buyout options vary by state. Acquiring ownership by leasing costs more than retailer’s cash price. Not available in MN, NJ, VT, WI or WY. Merchant participating locations only. Leasing available on select items. Not all applicants are approved or qualify for these terms. See lease for details.

For payments and general inquiries: 877-898-1970

Begin an application now at the location nearest you: